00:00 / 18:21
Context: the digitalization rise
The banking digital growth
What is an API?
What means Open banking?
Why the banking sector adopts these innovations?
Three banking business models
Specific examples set in Natixis
Opportunities brought to market players
The network effect
The future of platforms: Open finance
How can we reach Open finance?
Platforms business models: the future of the bank
In the last few years, the growing digitalization of services has resulted in new client needs that require greater simplicity, immediacy, and fluidity. Regulation has paved the way for new non-banking players. It has made compulsory for banks to share thanks to APIs their clients payment data, fostering the emergence of Open Banking.
To tackle these new stakes, banks have accelerated their digital transformation by taking advantage of the opportunities offered by APIs and Open Banking to develop new platforms models.
What are APIs and Open Banking stakes? What are the platforms models opportunities for banks? How do they meet the needs of clients? How are they applied in the banking sector?
Discover insights from Antoine Zweifel, head of the OpenFinance and API for business in the Technology and Transformation Department at Natixis with this podcast: